Flexible Short-Term Loans

Quick and transparent short-term lending solutions to help you manage unexpected expenses responsibly.

Our Services

We Provide Quick & Flexible Payday Loans

We make borrowing simple, transparent, and stress-free. Our online platform is designed to give you access to fast short-term financial assistance when you need it most.

1

Select Loan Amount

Choose the loan amount that suits your immediate financial need.

2

Choose Repayment Date

Pick a repayment date that works best for your situation.

3

Submit Application

Complete your application online in just a few minutes.

What you need to apply

To complete your application smoothly, please have the following documents ready:

✔ Be at least 18 years old
✔ Original South African ID
✔ Latest payslip / proof of income
✔ Last 3 months’ bank statements

Loan Options

Loans: Starts from R200 to R8000

How to apply

1. Choose the amount you need
2. Choose how long you will need to repay
3. Click “Apply Now” and proceed to finalise your loan
First time borrowers can get upto R500
Loan Amount R 2500
Loan Period 17 days
R 0 1 x Instalment
Repay date
R 0 Interest & Fees

Need Financial Help Today?

Apply online in minutes and get access to quick, flexible payday loans designed to cover your urgent expenses.

What Our Clients says

They know their stuff effortless, understanding and even patient. I was recommended by a friend to try them out and I’m impressed and now I know the wiser, thanks Songiwe group!

Anzania Sons

I applied online and had the funds in my account the same day. The process was simple, and everything was explained clearly. Highly recommend Songiwe Finance for anyone needing quick assistance.

Thabo M

What I liked most was how clear and upfront they were about repayment terms. No hidden fees and excellent customer support when I had questions.

Lerato K